investment

An investment is an asset or property acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time. It requires the outlay of a resource today, like time, effort, and money, for a greater payoff in the future or for generating a profit.

An investment involves using capital in the present to increase an asset’s value over time.

Investments may include bonds, stocks, real estate, or alternative investments.

Investments can be diversified to reduce risk, though this may reduce the amount of earning potential.

In business contexts, investments are financial; however, consider how some people spend time to make higher incomes in the future (i.e. invest in a college education).

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Discover what you need to know to answer the question, “How are dividends taxed in Canada?” And understand the benefits of dividend stocks.
Long-time readers know that we aim to keep you informed of important news about the stocks we cover. That means highlighting developments and plans that promise to bolster investor gains. Here is one buy that stands out this month—and one hold:


NEWMONT CORP., $60.06, remains a buy for long-term growth and as a hedge against inflation. The company (New York symbol NEM; Shares outstanding: 1.1 billion; Market cap: $66.9 billion; TSINetwork Rating: Average; Dividend yield: 1.7%; www.newmont.com) is the world’s largest gold mining company....

The shares of oil and gas stocks remain high as energy demand stays strong. Still, to cut risk, stick with producers that have positive cash flow even in times of low energy prices. Here are two that should meet that requirement. Moreover, they pay solid dividends.


CENOVUS ENERGY, $19.39, is a buy for long-term gains. The company (Toronto symbol CVE; Shares outstanding: 1.8 billion; Market cap: $35.2 billion; TSINetwork Rating: Average; Dividend yield: 4.1%; cenovus.com) is now Canada’s third-largest producer of oil and natural gas after Canadian Natural Resources and Suncor....
McCormick & Co. Inc. has a bright future but the shares look expensive right now
Discover why relying on stock price targets can hurt your investing results—and how a diversified, quality-focused strategy can help you succeed over the long term.
Aiming for dividend capture strategy returns may look like a simple way to make money. But there are risks you need to watch out for
IMPERIAL OIL LTD., $108.79, Toronto symbol IMO, is a buy.

The company gets over 90% of its production from oil sands operations in Alberta. Imperial also has conventional oil and natural gas operations in the West and holds stakes in offshore projects in Atlantic Canada....

You Can See Our Income-Growth Dividend Payer Portfolio for July 2025 Here.


You can’t fake a record of dividends....
The top five Canadian banks tend to leapfrog each other in investment desirability. That’s why we recommend that all investors strive to own two to three of them, particularly as they are terrific source of reliable dividend income.


ROYAL BANK OF CANADA $176 is a buy. Canada’s largest bank (Toronto symbol RY; Income-Growth Payer Portfolio, Finance sector; Shares outstanding: 1.4 billion; Market cap: $246.4 billion; Dividend yield: 3.5%; Dividend Sustainability Rating: Highest; www.rbc.com) will raise your quarterly dividend by 4.1% with the August 2025 payment....
In January 2022, H&R REIT (Toronto symbol HR.UN) spun off most of its retail properties to Primaris. Unitholders received one unit of Primaris for every four H&R units they held. Both have moved mostly sideways since the split, but they remain solid picks for steady income.


H&R REAL ESTATE INVESTMENT TRUST $11 is a buy. The REIT (Toronto symbol HR.UN; Cyclical-Growth Dividend Payer Portfolio, Manufacturing sector; Units outstanding: 275.6 million; Market cap: $3.0 billion; Distribution yield: 5.5%; Dividend Sustainability Rating: Average; www.hr-reit.com) has 364 residential, industrial, office and retail properties in Canada and the U.S....