Canadian real estate investing involves buying houses or other property in Canada.
Investing in Canadian real estate can entail higher levels of risk than stocks because real estate is less liquid, expensive to manage and buy or sell, and highly geographically concentrated. Changes on the street or in your property’s neighbourhood can make it hard to find tenants or buyers. So can physical problems, like adverse traffic patterns, backed-up sewers and zoning changes that allow undesirable development.
Many individuals have grown rich through part-time involvement in Canadian real estate investments—probably more than have done so through the stock market. However, that’s mainly because of three key factors that are easy to overlook: leverage, sweat equity and higher risk.
It’s easier to get financing for real estate than for stocks because real estate tends to be less volatile and easier to appraise, and it generally produces more current income. It also rarely drops drastically overnight, as some stocks do.
Canadian real estate investing enthusiasts say that if you buy a property with a 10% down payment, then a 10% rise in its value means you have doubled your money. However, that claim neglects the costs of selling (up to 5% or 6% for real estate commissions, plus lawyer’s fees and related expenses). It also overlooks any negative cash flow you may have experienced when you owned the property.
Learn more about Canadian real estate investing—and stock market investing—by following TSI Network and using our three-part Successful Investor strategy:
Invest mainly in well-established companies;
Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities);
Downplay or avoid stocks in the broker/media limelight.
Are you in the market right now to make a real estate investment? If so, be sure to follow these real estate investing tips
The first of our real estate investing tips? Buy a house that suits your needs, and let Canadian real estate investing… Read More
This is the latest in a series of video interviews in which Pat McKeough will give his advice on a variety of topics. Some will deal with his overall investment philosophy, others on specific investment strategies and still others will be comments on events that… Read More
Every Wednesday, we publish our “Investor Toolkit” series on TSI Network. Whether you’re a new or experienced investor, these weekly updates are designed to give you specific advice on successful investing, including Canadian real estate investing. Each Investor Toolkit update gives you a fundamental tip… Read More
A couple of our Successful Investor Wealth Management clients asked us about a Canadian real estate investing subject that can be sensitive for investors who are at or nearing retirement — when to sell the family home.
The clients, a married couple, are both 59… Read More
TSI Network gives me a wide variety of ways to communicate with Canadian investors. It also gives you exclusive access to the very latest advice on investing in the stock market and a wide range of other financial matters.
With mortgage rates at historic lows, many investors, including some members of our Inner Circle service, are becoming more interested in Canadian real estate investing.
A house is the biggest investment and consumer purchase most of us ever make. The house itself is the consumer purchase;… Read More
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