Hi, Pat: Could you please comment on LendingClub? Do you think the company will be able to compete to a certain extent with banks for lending? If so, I think there could be a huge upside to this stock. Thank you.

LendingClub Corp., $12.34, symbol LC on New York (Shares outstanding: 375.2 million; Market cap: $4.5 billion; www.lendingclub.com), operates an online marketplace that matches borrowers with potential lenders.

The company’s software automates the application process, quickly determines a borrower’s creditworthiness and sets the interest rate on… Read More

What is Pat’s commentary for the week of February 3, 2015

Alibaba Group Holding (ADR), $91.02, symbol BABA on New York (Shares outstanding: 2.5 billion; Market cap: $224.5 billion; www.alibaba.com), the huge Chinese e-commerce company, raised a total of $25 billion last fall, in its IPO or Initial Public Offering. That figure is a world record… Read More