5 top Canadian dividend stocks to invest in

5 top Canadian dividend stocks to invest in

Here are 5 Canadian dividend stocks we recommend holding in your portfolio during and after COVID-19
One of the key points in our three-part investment advice is to invest mainly in well-established dividend-paying stocks. The COVID-19 pandemic and the downturn it spurred in March 2020 highlight… Read More

A look at the best TFSA investments for maximum portfolio gains

A look at the best TFSA investments for maximum portfolio gains

The best TFSA investments provide you with tax advantages, but the COVID-19 downturn still highlights the need to pick your investments wisely and not all your top picks belong in this increasingly popular investment account
Tax-free savings accounts (TFSAs) let you earn investment income—including interest, dividends… Read More

How are dividends taxed? The Canadian dividend tax credit

How are dividends taxed? The Canadian dividend tax credit

COVID-19 volatility has highlighted the power of quality dividends. Here’s what you need to know to answer the question, “How are dividends taxed in Canada?”
How are dividends taxed in Canada? Taxpayers who hold Canadian dividend-paying stocks get a tax break. Their dividends can be eligible… Read More

Planning Ahead: How to execute a tax-loss selling strategy.

Planning Ahead: How to execute a tax-loss selling strategy.

Use tax-loss selling to offset your taxable capital gains in Canada.
Tax-loss selling (or tax-loss harvesting) occurs when you deliberately sell a security at a loss in order to offset capital gains in Canada. You can then use these losses to offset your taxable capital gains.

In… Read More

Safer investments for retirees: How to retire with less stress

Safer investments for retirees: How to retire with less stress

Overall we see safer investments for retirees as ones that focus on a long-term conservative strategy and make calculated use of RRSPs and RRIFs to boost returns
Retirement planning is becoming more challenging for Canadians because they’re living longer and need larger retirement nest eggs. This… Read More

RRSP meltdown strategies could jeopardize your retirement

RRSP meltdown strategies could jeopardize your retirement

RRSP meltdown strategies promise to ease your tax burden on withdrawals, but these complicated manouvres are usually more lucrative for brokers than for investors
Investors sometimes ask us what we think of the so-called RRSP meltdown. This is a strategy that would let them make withdrawals… Read More

You need to keep some exposure to oil

We continue to recommend you maintain some exposure to oil stocks as part of the Resources portion of your overall portfolio. The four oil producers we analyze below still have substantial reserves; they’re also doing a good job of cutting their costs. That puts them… Read More