My personal and my wife’s RRSP accounts have lost approx. 45% over the last one and a half years. They are both invested in mutual funds, including Hartford Canadian Dividend Growth Fund, Hartford U.S. Dividend Growth Fund, Mackenzie Sentinel Income Fund, Mackenzie Maxxum Dividend Fund, Mackenzie Cundill Value Fund and AGF World Balanced Fund. Can you comment on any of these funds? Thanks.

Hartford Canadian Dividend Growth Fund holds mostly large-capitalization, dividend-paying Canadian stocks. The fund is okay to hold.

Hartford U.S. Dividend Growth Fund is okay to hold for U.S. exposure.

Mackenzie Sentinel Income Fund is a balanced fund that holds 39.8% of its assets in stocks, 58.4% in… Read More

Thanks for your not-quite-perfect advice over the years. What am I missing with the Brompton VIP Fund? It looks like a closed-end fund trading at less than net asset value and a 16% return. Thanks.

Brompton VIP Income Fund, $6.28, symbol VIP.UN on Toronto (Units outstanding: 47.2 million; Market cap: $296.4 million), holds a portfolio of mostly income trusts, along with some common stocks and bonds.

The fund focuses on business trusts, with smaller weightings in real estate investment trusts… Read More