Conservative Investing as an Investment Strategy

Conservative Investing as an Investment Strategy

A conservative investing approach means building a well-balanced portfolio gradually, over time
Conservative investing is an investment strategy that involves a focus on lower-risk, predictable and stable businesses. This strategy typically involves the purchase of blue-chip stocks and other low-risk investments. A conservative investing approach also… Read More

Why you should be very wary of index-linked GICs

Index-linked GICs maximize the promises but minimize the payouts
Index-linked GICs (guaranteed investment certificates) provide the buyer with a return that is “linked” to the direction of the stock market in a given period. A quick look at the rules on these deals may give you… Read More

The ins and outs of … index-linked GICs

Index-linked Guaranteed Investment Certificates (GICs) are marketed as a secure and profitable place to put your money, but they’re a more-secure source of income for the seller than the buyer.
These investments provide the buyer with a return that is “linked” to the direction of the… Read More

The index-linked GIC promise: A false sense of security?

The index-linked GIC promise: A false sense of security?

An index-linked GIC is one of the many investment products that promise more than they deliver
There’s a problem with the financial industry: it offers its salespeople incentives to give clients advice that may not be in the best interest of the client.

Brokers simply have too… Read More

Canadian railway stocks worth investing in

Canadian railway stocks worth investing in.
Canadian Pacific Railway, Toronto Symbol CP,  is one of our long-time favourites. However, we also have a very high opinion of its larger rival, Canadian National Railway—one of North America’s most efficient railways, Toronto symbol CNR.
Canadian… Read More

What are the risks and rewards of securities lending?

Securities lending by mutual funds can add to their overall returns.
Mutual funds, index funds and exchange traded funds (ETFs) often engage in securities lending. That is, they lend securities to third-party borrowers, mostly hedge funds and investment firms. These borrowers then… Read More

What is an index-linked GIC?

Financial institutions continue to create and market products like index-linked GICs that harvest many fees and commissions, but typically limit your returns.

An Index-linked GIC is marketed as a secure and profitable place to put your money by providing the buyer with a return that is… Read More