Real estate investments are investments in homes and commercial properties. Returns include rental income and capital gains when the property is sold for a profit.
Rental real estate investing enthusiasts say that if you buy a property with a 10% down payment, then a 10% rise in its value means you have doubled your money. However, that claim neglects the costs of selling (up to 5% or 6% for real estate commissions, plus lawyer’s fees and related expenses). It also overlooks any negative cash flow you may experience when you own the property, if rents fail to cover expenses.
Eventually, rents can rise to a point where they cover the mortgage, taxes, maintenance and other expenses. By then, you may have a big capital gain. But that can take many years. Meanwhile, you have to “feed” your property, as real estate investors say—that is, invest additional funds to cover the shortfall between rents and expenses.
Real estate investing may be an excellent way for you to turn a profit but it takes skill, capital, financing, and a little bit of luck to make it truly worthwhile.
Real estate investing can be profitable, although for most investors, their personal residence may be all the real-estate exposure they need. For your overall portfolio, we recommend using our three-part Successful Investor philosophy for long-term investing:
Invest mainly in well-established companies;
Spread your money out across most if not all of the five main economic sectors (Manufacturing & Industry; Resources & Commodities; the Consumer sector; Finance; Utilities);
Downplay or avoid stocks in the broker/media limelight.
REIT investing: Real estate investment trusts can provide you with a stable, profitable way of investing in real estate
Top-quality REITs are among the most stable and highest-yielding real estate investments. That’s because many REITs hold high-quality, non-depleting assets, and have taken advantage of low interest… Read More
The growth of passive investing has accelerated with the expansion of ETF investments. Here’s more on that trend, plus a look at other passive investments you should know about
Passive management is also known as indexing. That’s in contrast to active management.
MANULIFE FINANCIAL CORP. $24 (Toronto symbol MFC; Conservative-Growth Payer Portfolio; Finance sector; Shares o/s: 2.0 billion; Market cap: $48.0 billion; Dividend yield: 4.2%; Dividend Sustainability Rating: Above Average; www.manulife.ca) is Canada’s largest life insurance provider. It also sells other forms of insurance, including health, dental and travel plans… Read More
Important real estate investment advice about REITs, timeshares, second homes, rental homes, bargain homes, and the advantages of owning your own home
For the most part, real estate investment advice can be applied in two ways: buying a principal residence for you and your family to… Read More
Timeshares, a second home in the U.S., and small-town real estate investment trusts (REITs) can be are some of the worst investments you’ll make in real estate
If you visit a vacation resort this winter, you may get invited to a complimentary dinner, cocktail party… Read More
These real estate investing basics aim to give you the information you need on these topics: real estate investment trusts (REITs), second homes in the Sunbelt as investments, and investing in timeshares
Real estate is property you can invest in and maybe make a profit on… Read More
Is buying a house a good investment? Not for every investor in every circumstance. But for when you do buy, here are some important tips
Is buying a house a good investment? Recently we spoke to the son of one of our Successful Investor Wealth Management… Read More
DDR CORP., $17.24, symbol DDR on New York, is a real estate investment trust (REIT) that owns 258 value-oriented shopping centres. Altogether, they occupy 89 million square feet in 32 states and Puerto Rico.
The REIT announced in December 2017 that it would spinoff 49 of… Read More
Investors looking for the best real estate investments need to realize that it can be a complex undertaking, and both timing and leverage play a crucial part in the success of real estate investing.
Real estate investing can be a great sideline, whether you’re a company… Read More
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