• John Everard

    I am not sure what I have shared before. At age 40 I had no savings and was speculating in the stock market. I married and got a good job at that time and discovered your investment philosophy. Neither my wife nor I have ever earned over $50,00 a year and it was more like $75,000 for our joint income when we retired.. We were able to invest and save enough money in the last 48 years to live off the interest in our RIF’s and savings accounts. We do not have a lavish life style but we have traveled all over the world and generally have not denied ourselves anything since we have been retired. We still follow your advice although I must admit that I am a little more risky still, than you would advise. However, this summer I am thinking now is the time to re-balance as I am worried about the recovery.

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